Indian Bank Shares Dip Despite 7% Rise in Deposits for Q4FY25

Mumbai — April 7, 2025: Indian Bank shares declined by 1.98% on Monday despite posting a strong performance in its Q4FY25 business update. The stock was trading at ₹534.90 on the BSE, down ₹10.80 from its previous close of ₹545.70. The dip comes even as the bank reported a 7.12% year-on-year (YoY) growth in total deposits, signaling continued investor caution amid broader market volatility.

Stock movement and trading highlights

The scrip opened at ₹535.70 and recorded an intraday high of ₹539.20 and a low of ₹519.50, with over 22,700 shares traded on the counter. Despite today’s decline, Indian Bank has seen a 52-week high of ₹626.35 (June 3, 2024) and a low of ₹474.05 (January 13, 2025). For the past week, the stock traded between ₹556.60 and ₹519.50.

Indian Bank, classified under BSE group ‘A’, holds a market capitalization of ₹72,102.98 crore. Promoters maintain a significant 73.84% stake, while institutions and retail investors account for 22.42% and 3.74% respectively.

Strong business fundamentals in Q4FY25

According to provisional data, Indian Bank’s total deposits reached ₹7.37 lakh crore as of March 31, 2025, a notable rise from ₹6.88 lakh crore a year earlier. Sequentially, deposits rose from ₹7.02 lakh crore reported on December 31, 2024.

Total business volume for the bank grew 8.43% YoY to ₹13.25 lakh crore, compared to ₹12.22 lakh crore in Q4FY24. Gross advances climbed to ₹5.88 lakh crore, reflecting a solid 10.11% annual increase, up from ₹5.34 lakh crore a year earlier.

Long-term outlook remains robust

Despite today’s downward movement in share price, Indian Bank’s underlying fundamentals remain strong, reflecting robust deposit growth and business expansion. Founded during the Swadeshi movement, the bank continues to diversify its portfolio of retail, corporate, and digital banking services across India.