If there are elderly people at home, then you must know about these health policies. It is a very useful thing

If there are elderly people at home, then you must know about these health policies. It is a very useful thing

Health Policies For Senior Citizens: If there are elderly people at home, then a health policy becomes very important for them. This not only helps in treatment. But also reduces the financial burden on the family. Know which is the best.

Health is a very important aspect of everyone's life. On the other hand, if there is an elderly person at home, then the biggest concern is about their health. With increasing age, small problems can take the form of big diseases and sometimes suddenly so much expenditure comes that the entire budget of the family gets spoiled. In such a situation, the question arises in the mind whether there is any reliable way. By which these situations can be handled.

The family always thinks about how to reduce the burden of treatment and where to get support in difficult times. Therefore, it is wise to prepare in time and this is the reason why people nowadays carry health policies. Let us tell you which health policies are good for the elderly.

Benefits will be available in Vaya Vandan Yojana

If there is an elderly person in your house, then Ayushman Vaya Vandan Yojana can prove to be very helpful for them. Under this scheme, senior citizens of 70 years or more get free treatment cover of up to Rs 5 lakh annually. That is, even in the case of serious illness, there is no financial burden on the family. Whether the treatment is in a private hospital or a government hospital, its benefits can be availed at both places.

It includes expenses from admission to medicines and operation. The biggest thing is that no premium is required for this scheme. Only the conditions of age and Aadhar card have to be fulfilled. In such a situation, it is a very relieving facility for the elderly.

Such schemes are also run in the states

Along with the central government in the country, many state governments also run special health schemes for the elderly. Like Kerala's Vayamitram Yojana, which provides mobile clinics, free medicines and palliative care. States like Rajasthan, Tamil Nadu and Karnataka also run health insurance or free treatment programs under different names. The aim of which is to reduce the burden of medical expenses on the elderly.

These schemes include facilities ranging from medicines to hospitalization. In many places, tests and ambulance services are also provided free of cost. Through these schemes, the elderly of the family are able to get treatment without much expense. In this way, this initiative of the states helps them to live a better and carefree life.

You can take private health insurance

If you are not eligible for any government scheme. And are in a position to take private health insurance. Then you should not delay in this. Special health policies are available in the market especially for the elderly. In these, different companies provide different types of facilities like cashless treatment, pre and post hospitalization coverage or day-care treatment. In such a situation, it is important that you compare the options well according to your needs and budget. By choosing the right policy, the elderly get timely treatment and the family gets relief from financial pressure.