Credit Card: Don't be unaware of this way of using credit card! It comes in handy in every emergency..

UPI with credit card benefits: If you know how to use credit cards correctly, then it is no less than a boon for you. You can also link your credit card to your UPI, with the help of which you can use it anywhere with great convenience. Let's know everything about it.

You will be able to make payments with a debit card

Now you will not need to take out your credit card and swipe it every time. Just like you make payments with a debit card through UPI, now you can also make payments by scanning the QR code with a credit card.

Both instant payment and reward

Many times cashback, reward points and discounts are available on payment with credit card. Now you can also avail all these benefits with the facility of UPI.

Use in small shopkeepers and local markets also.

Now credit cards will not be limited to malls or online shopping only. You can make payment with UPI from a Panipuri vendor to a grocery store with a credit card.

Easy to track expenses
UPI apps give you a detailed transaction history so that you can track your expenses well. This makes it easier to create a budget and control expenses.

The benefit of the credit period
Payment by credit card gets a fixed grace period (15-45 days) in which payment can be made without interest. You can also take advantage of this facility by making payment through UPI.

Security first!
UPI apps have multi-layer security like PIN, biometric and OTP, which makes credit card payment even more secure.

Also, keep these things in mind.
Currently only RuPay credit card can be linked to UPI. Users do not get this service on Visa and MasterCard right now.

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